Welcome, and thank you for using Spendbot!
By using our services, you are agreeing to these terms; please read them carefully, as you must agree to them prior to any subscription.
Should we need to change any of these terms, we will notify you via the email account you signed up with, or the email account you may later designate as your primary account. Should we offer new services in the future, we may incorporate additional terms, which we will tell you about and require you to accept prior to use of these new services. No terms will be changed prior to notification, but any changes required.
Using our Services
Per our Privacy Guarantee, we may send you emails required to provide our services, as well as other communications. You may opt out of some of these, but some may be required as long as you are a subscriber.
You may not interfere with Spendbot or try to access any services other than the interface that we provide. You may not use our services for any unlawful purposes. We may suspend or stop services to you if you do not comply with our terms or policies or if we have reason to believe you are not in compliance.
Using Spendbot does not give you the right to copy any of our tools or content, and we reserve the right to protect our intellectual property, including trademarks, copyrights, and patents, from any unauthorized use. If you believe that any content on Spendbot is inaccurate or violates any copyrights, please notify us at firstname.lastname@example.org.
We may at times display content from savings partners, and while we reserve the right to review and control content, we cannot guarantee that we review everything.
Your Spendbot Account
You will need a Spendbot login and account in order to use any of our services. Do not give out your password or other account information, including to any Spendbot Associates or employees. The only exception to this may be to Spendbot Central Support - you will receive both an email and a phone call asking you to call our verified phone support number. Should you learn of any unauthorized use of your password or account, please contact us immediately at email@example.com.
We allow you to enter your information, including confidential data, in order to use our services. We will handle this information in accordance with our Privacy Guarantee, and you retain ownership and control of your data. You do, however, give Spendbot (and those we work with) a worldwide license to use, host, store, reproduce, modify, and transmit your data in order to provide our services. This license continues even if you stop using our services, although some services may offer ways to access and remove your data.
If you submit feedback or suggestions about Spendbot and our services, we may use your feedback or suggestions without obligation to you.
Software in our Services
Spendbot services may include client-side or mobile app software which may update automatically on your device once a new version or feature is available. Spendbot gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the software provided to you by Spendbot. You may not copy, modify, distribute, sell, or lease our software, nor may you reverse engineer or attempt to extract the source code of that software.
Modifying or Terminating our Services
Spendbot was created to help. To best do this, we may at times need to change the functionality of our services. We will notify you when we make a material change.
You may stop using our services at any time by clicking on Exit Spendbot in your account settings, or by visiting the following link: www.spendbot.com/settings/exit
Spendbot may also stop providing services to you or create new limitations to our services at any time. If we discontinue a service, we will give you reasonable advance notice to the fullest extent possible.
How our Optional Services Work
You will create your Spend Plan by entering costs, due dates, and frequency into our budget tool, including one time and sporadic items. After analyzing and optimizing your budget, you can choose to have us pay bills by entering income and payment details for each item, including account number, payment method, payee details, late fees, passwords, and the like so that Spendbot can make payments. You will fund your Spend Plan by either automatic ACH debits or direct deposits that you and/or a sponsor authorize. If the deposits are made per the Spend Plan, then payments will be made per the Spend Plan. If extra is deposited, it will be put into Available Reserves up to the limit that you set, and then transferred to the Prepaid Debit Card or other account as specified in the Spend Plan. Spend Plans will include the following wait times and deadlines in their determination and execution:
Under no circumstances will Spendbot be liable for any payments not made because funds were not available because you did not authorize or make deposits in accordance with the Spend Plan.
Account Charges and Fees
In addition to the Annual Subscription Fee on the Subscription Options and Confirmation Pages, Spendbot may charge additional fees as listed on the Subscription Options and Confirmation Pages required for the service to work.
Warranties and Disclaimers
We use a commercially reasonable level of skill and care to provide Spendbot services, with the following limitations:
OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS OR ADDITIONAL TERMS,NEITHER SPENDBOT NOR ITS ASSOCIATES, SUPPLIERS, OR PARTNERS MAKE ANY SPECIFIC PROMISES ABOUT THE SERVICES. SOME JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES.
Liability for our Services
WHEN PERMITTED BY LAW, SPENDBOT, AND SPENDBOT’S ASSOCIATES, SUPPLIERS, AND PARTNERS, WILL NOT BE RESPONSIBLE FOR LOST PROFITS, REVENUES, OR DATA, FINANCIAL LOSSES OR INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.
TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF SPENDBOT, AND ITS ASSOCIATES, SUPPLIERS, AND PARTNERS, FOR ANY CLAIM UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES PLUS ANY FUNDS YOU HAVE ENTRUSTED TO US.
IN ALL CASES, SPENDBOT, AND ITS ASSOCIATES, SUPPLIERS, AND DISTRIBUTORS, WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE THAT IS NOT REASONABLY FORESEEABLE AND/OR WHICH YOU HAVE NOT MADE ALL REASONABLE EFFORTS TO AVOID.
Business uses of our Services
Spendbot was designed for use by individuals and their immediate family members, and as such is not suitable for use by businesses, commercial enterprises, non-profit organizations, or any other entity other than individuals and their immediate family members. At our sole discretion, we may choose to offer business services in the future, but this will be formally announced and these Terms will be modified should that occur.
If there is a conflict between these terms and any future additional terms, the additional terms will control for that conflict. These terms control the relationship between Spendbot and you, and do not create any third party beneficiary rights. If you do not comply with these terms, and we don't take action right away, we reserve the right to take action at a later time. If any particular term is not enforceable, this will not affect any other terms.
These terms will be interpreted under Illinois law, and any claims arising out of or relating to these terms or Spendbot services will be litigated exclusively in the courts of Kane County, State of Illinois, United States of America. By using our services, you consent to personal jurisdiction in those courts.
Should you need to contact Spendbot about these terms, please contact firstname.lastname@example.org.